Find the Best Business Bank Account in New Zealand
Compare all major banks, understand fees, and choose the perfect business banking solution for your company. Independent advice from New Zealand's trusted comparison platform.
Compare Top Business Bank Accounts
Quick overview of New Zealand's leading business banking options
| Bank | Monthly Fee | Free Transactions | Minimum Balance | Rating | Action |
|---|---|---|---|---|---|
| $10 | 20 free | $2,000 | ★ 4.3 | View Details | |
| $10 | 20 free | $2,000 | ★ 4.4 | View Details | |
| $10 | 30 free | $3,000 | ★ 4.2 | View Details | |
| $15 | 25 free | $2,500 | ★ 4.1 | View Details | |
| $5 | 10 free | $1,000 | ★ 4 | View Details |
Why Trust BusinessAccounts.co.nz?
100% Independent
We're not owned by any bank. Our recommendations are based purely on what's best for your business, not commissions or partnerships.
Save Money
Our detailed fee comparisons help businesses save hundreds of dollars annually by choosing the right account and avoiding unnecessary charges.
Expert Insights
Our team has deep knowledge of New Zealand business banking. We understand local requirements, regulations, and business needs.
How to Choose Your Business Bank Account
Follow our simple 3-step process to find the perfect banking solution
Assess Your Needs
Consider your transaction volume, international needs, integration requirements, and growth plans.
Compare Options
Use our comparison tools to evaluate fees, features, and benefits across all major New Zealand banks.
Make Your Choice
Apply directly with your chosen bank using our preparation checklist to ensure a smooth application process.
Frequently Asked Questions
What is the best business bank account in New Zealand?
The best business bank account depends on your specific needs. ANZ and ASB offer comprehensive features for most businesses, while Kiwibank provides competitive rates for smaller companies. BNZ excels for established businesses, and Westpac offers strong lending relationships.
How much do business bank accounts cost in New Zealand?
Business bank account fees in NZ typically range from $5-15 per month, plus transaction fees. Kiwibank offers the lowest monthly fee at $5, while most major banks charge $10-15. Transaction fees vary from $0.20-0.50 per transaction after free allowances.
What documents do I need to open a business bank account in NZ?
You'll need company registration documents, director identification, business address proof, and initial deposit. For sole traders, personal ID and IRD number suffice. Limited companies require incorporation certificates and shareholder details.
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